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Benefits of being a member

We’re owned by a membership of over 125,000, so being a Member of the Channel Islands Co-operative Society gives you the opportunity to belong and be part of something bigger!

Being a Member of the Society means you have a share in the business. You have a say on how it’s run and receive dividend on qualifying purchases you make in-store or when you use our Medical Care, Pharmacy Locale or our funeral services.

If you are over 16 years of age and resident in the Channel Islands, by investing £1 in a share of your Co-operative, you can become a Member and save as you spend with dividend!

A share number will be given to you once you’ve joined and every time you quote this number at our tills, you’ll receive 4p for every pound you spend on qualifying products. An extra 4p can be earned on ‘Double Divi Days’ (Tuesday and Wednesday, except in December) in the form of stamps which you can either pay back into your account or spend as cash in our stores. Hand in your completed stamp cards in December and get an additional 5%

Your earned dividend will be paid into your account as a lump sum after the Annual Meeting of Members (AMM), normally held in May. You can draw your dividend as cash from any Society Post Office counters (click here to view our locations), leave it in your share account to gain interest or have it paid to you as store vouchers.

We also pay interest on the money you have earned in your share account, which is paid in January. The maximum balance you can have in your share account is £25,000. Current interest rates can be viewed by clicking here.

After six months of provisional membership (where you will still be earning dividend on your purchases), you will become a full member of the Society and entitled to all of the benefits available. This includes the opportunity to exercise your democratic right to vote* on important matters such as electing a new Director to the Board, or changes to the Society Rules. You’ll have the right to have your voice heard at our Member Meetings and even the opportunity to become a Director of the Society’s Board.

*If you have a joint account, you will only have one vote between you and only the primary member (the person whose name appears first on our Member Registry) can cast that vote.